In 2026, in Moscow county of Lackawanna, PA, the FHA loan limit stands at $472,030 for a single-family home. For two units, it is $604,400, rising to $730,525 for three units, and $907,900 for four-unit properties.
The maximum loan amount for conventional loans reaches $726,200 on a single-family home, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to discover today's top FHA rates and determine what downpayment, income, credit, reserves, and documentation are necessary to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options.
With data amassed from thousands of lenders, Lendersa® compares it rapidly against your distinctive financial profile and needs.
The 2026 Loan Limits Comparison Table for Moscow county in Lackawanna, PA, allows a side-by-side comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications, including income, reserves, and credit requirements, through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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