As of 2026, the FHA loan limits in Plains county located in Luzerne, PA are set at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
For conventional loans, the highest amount you can borrow for a single-family house is $726,200, while for duplexes it's $929,850, for triplexes it's $1,123,900, and $1,396,800 applies to four-unit properties.
Calculate the most favorable FHA rates of today using our FHA mortgage calculator, which also assists in identifying the necessary down payment, income, credit, reserves, along with the documents required to qualify.
The Lendersa® calculator offers a simple way to compare FHA rates and terms with those of other loan types. Investigate and weigh options like Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money loans, all alongside FHA.
Lendersa® accesses a vast array of loan program data from numerous lenders and swiftly compares it with your personal financial landscape and requirements.
In 2026, examine the Loan Limits Comparison Table for Plains county in Luzerne, PA to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To study qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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