In 2026, the FHA loan limit in Pittston county of Luzerne, PA, is $472,030 for a single-family home, escalating to $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for those with 4 units.
For conventional loans, the maximum amount extends to $726,200 on a single-family residence, reaching $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit homes.
Use our FHA calculator to discover today’s optimal FHA rates and identify the downpayment, income, credit, reserves, and documents necessary for eligibility.
Through Lendersa® calculator, you can assess FHA rates and terms alongside other loan programs. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® aggregates loan data from thousands of lenders, delivering quick comparisons tailored to your financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Pittston county of Luzerne, PA provides a look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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