In 2026, FHA loan limits for Kennett-Square county in Chester, PA are set at $431,250 for a single-family home, $552,050 for two-unit properties, $667,350 for three-unit buildings, and $829,350 for four-unit residences.
The maximum for conventional loans on a single-family home is $548,250, while it is $702,000 for two-units, $848,500 for three-units, and $1,054,500 for four-units.
Use our FHA calculator to find today’s leading FHA rates and understand the required downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa®'s calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, providing quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kennett-Square, Chester, PA, offers details on maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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