FHA Loan Limits for New-Garden, Chester County, PA in 2025

In 2025, the FHA loan limit for New-Garden county in Chester, PA is $431,250 for a single-family home, $552,050 for 2-units, $667,350 for 3-units, and $829,350 for 4-units.

Maximum amounts for conventional loans on a single-family residence are $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator for today's top FHA rates, and see the down payment, income, credit, reserves, and documents you need to qualify.

See offers from 100 lenders

Compare Loan Options in New-Garden, PA

The Lendersa® calculator lets you compare FHA rates and terms with various loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders and efficiently compares it to your financial needs.

The Loan Limits Comparison Table for 2025 in New-Garden county, Chester, PA shows FHA, Conventional, Jumbo, and more. For income, reserves, credit, use Lendersa® SLIQ™.

Loan limits New-Garden county of Chester, PA

SFR 2 Units 3 Units 4 Units
FHA $431,250 $552,050 $667,350 $829,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $345,000 $345,000 $345,000 $345,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • CANYON MORTGAGE CORP.
  • 2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
  • Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.