In 2026, the FHA loan limit for New-Garden county in Chester, PA is $431,250 for a single-family home, $552,050 for 2-units, $667,350 for 3-units, and $829,350 for 4-units.
Maximum amounts for conventional loans on a single-family residence are $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator for today's top FHA rates, and see the down payment, income, credit, reserves, and documents you need to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with various loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and efficiently compares it to your financial needs.
The Loan Limits Comparison Table for 2026 in New-Garden county, Chester, PA shows FHA, Conventional, Jumbo, and more. For income, reserves, credit, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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