For 2026, the FHA loan limits in Kutztown county of Berks, PA are defined as follows: $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 when dealing with four-unit properties.
For conventional loans on single-family homes, the cap is $726,200. For multi-family residences, it increases to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for buildings with four units.
Use our FHA calculator for today's best FHA rates, and to determine necessary aspects such as downpayment, income, credit evaluation, reserves, and the documentation required for qualification.
With Lendersa®'s calculator, you can weigh FHA rates and conditions against those of various loan programs. Dive into comparisons involving Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan program data from thousands of lenders and swiftly matches it to your unique financial profile and requirements, giving you comprehensive results in seconds.
Refer to the Loan Limits Comparison Table for 2026 in Kutztown county of Berks, PA for contrasting FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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