In 2026, in Lansdale county, under Montgomery, PA, the FHA loan limits are set at $529,000 for single-family homes, $677,200 for two-unit homes, $818,600 for three-unit properties, and $1,017,300 for four-unit residences.
The cap for conventional loans is $726,200 for single-family houses; for two-unit dwellings, it is $929,850, for three units, it reaches $1,123,900, and for four-unit buildings, it is $1,396,800.
Use our FHA calculator to find today's best FHA rates, calculate necessary downpayments, and check the requirements in terms of income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Sourced from thousands of lenders, Lendersa® instantly matches loan data to fit your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lansdale, under Montgomery, PA, highlights maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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