For the year 2026, the FHA loan limitations for Montgomery county, located in Montgomeryville, PA, are $529,000 for single-family homes, $677,200 for two-unit residences, $818,600 for three-unit properties, and $1,017,300 for four-unit dwellings.
The maximum borrowing limit for conventional loans on a single-family home is $726,200. For two-unit properties, it is $929,850, for three-units, it stands at $1,123,900, and for four-units, it reaches $1,396,800.
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With the Lendersa® calculator, you have the opportunity to compare FHA loan rates and terms against those from a multitude of other loan programs. Dive into comparisons of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
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The 2026 Loan Limits Comparison Table for Montgomeryville in Montgomery, PA, evaluates maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification specifics such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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