In 2026, the FHA loan limit within Upper-Gwynedd county of Montgomery, PA is $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
For conventional loans, the maximum amount allowed on a single-family residence is $548,250. For two-unit dwellings, it is $702,000; for three units, the cap is $848,500; and for four-unit properties, it reaches $1,054,500.
Utilize our FHA calculator to view the best FHA rates available today and calculate the necessary downpayment, income, credit profile, reserves, and required documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses data from thousands of lenders, matching it with your specific financial profile and needs for prompt comparisons.
The Loan Limits Comparison Table for 2026 in Upper-Gwynedd county of Montgomery, PA, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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