In 2026, the FHA loan limits in North-Wales, Montgomery county, PA, are $431,250 for single-family homes, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
The conventional loan maximums reach $548,250 for a single-family home, $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for four-unit residences.
Use our FHA calculator to explore today’s top FHA rates and find out about the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs like conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging data from thousands of lenders, Lendersa® provides quick comparisons against your unique financial profile.
Check the Loan Limits Comparison Table for 2026 in North-Wales, Montgomery, PA, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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