For the year 2025, the FHA loan limits applicable in Spring-House's county, Montgomery within PA, are as follows: $431,250 is allocated for a single-family residence, $552,050 is designated for two-unit homes, $667,350 is reserved for properties with three units, and $829,350 is for four-unit establishments.
When it comes to maximum amounts permissible under conventional loans, the figures vary: $548,250 is the limit for a single-unit dwellings, $702,000 for properties with two units, $848,500 for three units, and lastly, $1,054,500 for buildings encapsulating four units.
Take advantage of our FHA calculator to evaluate the best FHA rates accessible today, and to determine what's needed in terms of downpayment, income, credit score, reserves, and documentation for eligibility.
The Lendersa® calculator offers the capability to assess FHA rates and conditions alongside those of assorted other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, all available for comparative analysis.
Lendersa® swiftly amasses, organizes, and contrasts extensive data pulled from a myriad of lenders, benchmarking it against your particular financial profile and individualized needs in mere moments.
The Loan Limits Comparison Table designated for 2025 within Spring-House county of Montgomery, PA, delivers comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money highest loan bounds. To delve into qualifications involving income criteria, reserve requirements, and credit conditions, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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