In 2026, the FHA loan limits for Bayamón county in Bayamón, PR are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amounts for conventional loans are capped at $726,200 for single-family residences. For two units, it's $929,850, for three, it's $1,123,900, and for four units, it's $1,396,800.
Use our FHA calculator to view today's competitive FHA rates and identify the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator offers you the ability to compare FHA rates and terms with those of other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating comprehensive comparisons.
Lendersa® amasses data from thousands of lenders, providing swift comparisons against your particular financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Bayamón county of Bayamón, PR for a detailed evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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