During 2026, the FHA loan limits within Manatí county of Manatí, PR are specified as follows: for a single-family home, it's set at $472,030; for properties with two units, the limit is $604,400; for three units, it climbs to $730,525; and for those with four units, it reaches $907,900.
When it comes to conventional loans, a single-family home's maximum loanable amount is $726,200. This increases to $929,850 for two-unit properties, $1,123,900 for residences with three units, and extends to $1,396,800 for those with four units.
Leverage our FHA calculator to discover today's optimal FHA rates and ascertain what qualifications are needed—such as the down payment, required income, credit criteria, reserve levels, and documentations essential for eligibility.
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The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This helps to ensure a thorough exploration and understanding of your available loan options.
Lendersa® rapidly collects data from thousands of lending institutions, providing tailored comparisons aligned with your distinct financial profile and objectives in seconds.
In 2026, use the Loan Limits Comparison Table for Manatí county of Manatí, PR to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. For an in-depth analysis of qualifying requirements, such as income, reserves, and credit scoring, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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