In the year 2026, within Camden county, part of Kershaw, SC, the FHA loan limits are defined as follows: for a single-family home, the limit is $472,030. For those consisting of 2-units, it reaches $604,400, while for 3-bedroom setups, the constraint is $730,525. Properties with 4-units find their cap at $907,900.
Concerning conventional loans, the maximum amount available for a single-family dwelling tops at $726,200. For homes containing two units, a loan can extend up to $929,850. If you own a triplex (3-units), the limit reaches $1,123,900, and for four-unit structures, it stands at $1,396,800.
Make use of our FHA calculator to find the current best FHA rates available today and determine essential factors such as reasonable downpayment, income, required credit, reserves, and all necessary documents for qualifying.
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With the Lendersa® calculator, you can scrutinize FHA rates and terms alongside those provided by various other loan programs. An expansive scope of options exists, including Conventional loans, Jumbo loans, VA, USDA, Non-QM offerings, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Camden county within Kershaw, SC allows for a comparison of maximum amounts across diverse types of loans—FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating the requirements of qualifications such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) serves as an invaluable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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