In 2025, the FHA loan limit for Lugoff county in Kershaw, SC is $472,030 for a single-family home. For properties with two units, the limit is $604,400; it rises to $730,525 for three units, and reaches $907,900 for four units.
The conventional loan limits for a single-family residence are $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Try our FHA calculator to find today’s top FHA rates, and calculate the required downpayment, income, credit score, reserves, and documentation needed for loan approval.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan data from thousands of lenders and quickly assesses it against your unique financial needs and profile.
The Loan Limits Comparison Table for 2025 in Lugoff county, Kershaw, SC includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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