In 2026, for Dalzell county within Sumter, SC, the FHA loan limits are established at $472,030 for a single-family home. For two-unit properties, it's $604,400, increasing to $730,525 for three units, and reaching $907,900 for four units.
The maximum loan amounts for conventional loans start at $726,200 for a single-family residence, then rises to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to explore today’s best FHA rates. Determine the required downpayment, evaluate income, assess credit, verify reserves, and compile necessary documents for qualification.
The Lendersa® calculator allows in-depth comparisons between FHA rates and those from other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® compiles extensive data from thousands of lenders, ensuring swift comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dalzell county, Sumter, SC, illustrates FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. To compare qualification essentials such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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