In 2026, within the county of Chesnee, part of Spartanburg, SC, the FHA loan limits have been established at $472,030 for a single-family home. For two-unit homes, the limit is $604,400, rising to $730,525 for three-unit residences, and reaching up to $907,900 for properties with four units.
Conventional loans have their maximum amounts set at $726,200 for single-family residences. This increases to $929,850 for homes with two units, $1,123,900 for properties with three units, and $1,396,800 for those with four units.
Utilize our FHA calculator to uncover today's best FHA rates and evaluate the essential downpayment requirements, alongside income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator enables you to effectively compare FHA rates and terms with those from other loan programs. Delve into the details and compare alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accesses extensive loan program data sourced from numerous lenders, allowing for efficient and rapid comparison against your personalized financial profile and needs.
The Loan Limits Comparison Table for the year 2026 in Chesnee county, Spartanburg, SC, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, providing insights into maximum loan amounts. For a detailed comparison of qualification requirements such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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