In 2025, the FHA loan limits are set for Saxon county, Spartanburg, SC, with $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and reaching up to $907,900 for four-unit homes.
Conventional loan maximums for a single-family dwelling are $726,200. For two units, the cap is $929,850; for three-unit homes, it's $1,123,900; and for four-unit properties, the maximum is $1,396,800.
Our FHA calculator can help you discover the best FHA rates available today and assist in determining the necessary downpayment, as well as income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® accesses loan program data from an extensive network of lenders and efficiently matches it with your personal financial profile and needs.
For 2025, the Loan Limits Comparison Table in Saxon county, Spartanburg, SC, includes comparative data on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess eligibility criteria like income, reserves, and credit, you can utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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