For 2025, within the county of Arcadia, Spartanburg, SC, FHA loan limits have been set as follows: $472,030 for a single-family home, extending to $604,400 for duplexes, $730,525 for triplex units, and a maximum of $907,900 for four-unit dwellings.
The conventional loan ceilings stand at $726,200 for a single-family home. For two-unit properties, the limit is $929,850, climbs to $1,123,900 for three-unit residences, and peaks at $1,396,800 for properties with four units.
Use our FHA calculator to discover the current premier FHA rates and ascertain the necessary downpayment, assess income, credit, reserves, and the documents needed for qualification.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those from other components of loan programs. Investigate and contrast options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA choices.
By pulling comprehensive data from a wide array of lenders, Lendersa® efficiently compares it against your bespoke financial profile and tailored needs.
The Loan Limits Comparison Table for 2025 in Arcadia county of Spartanburg, SC, provides insights on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to delve into qualification standards such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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