In 2026, the FHA loan limit in Valley-Falls county of Spartanburg, SC is $356,362 for a single-family home. For two-unit properties, it is $456,275, for three units, the limit is $551,500, and for four units, it extends to $685,400.
Conventional loan limits on a single-family residence reach $548,250, while for two units, the limit is $702,000; it extends to $848,500 for three units, and $1,054,500 for four units.
Utilizing our FHA calculator, you can find today’s best FHA rates and figure out the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and contrast options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, providing rapid comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Valley-Falls county, Spartanburg, SC shows maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive review and analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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