In the year 2026, the FHA loan limits determined for Cayce county in Lexington, SC, are structured with a maximum of $472,030 for a single-family home. For properties with two units, the limit is set at $604,400, increasing to $730,525 for three-unit homes, and reaching up to $907,900 for structures with four units.
For conventional loans, the highest loan allowed on a single-family residence is $726,200. Properties with two units are capped at $929,850, for three-unit properties it's $1,123,900, and for four-unit dwellings, the limit extends to $1,396,800.
Our convenient FHA calculator allows you to discover today's top FHA rates and helps you evaluate essential criteria such as the required downpayment, income, credit score, reserves, and necessary documents for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms alongside those of all other loan programs. This includes examining Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® gathers an expansive database of loan program data from thousands of lenders, allowing it to quickly align and analyze this information with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cayce county of Lexington, SC, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification requirements such as income levels, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is highly recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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