2023 FHA Loan Limits for Cayce, Lexington County, South Carolina

In 2025, FHA loan limit in Cayce county of Lexington, South Carolina is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Cayce county of Lexington, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Cayce county of Lexington, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Digital Mortgage LLC
  • 108 King Lees Court, Lexington, SC, 29072
  • At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Lexington Mortgage Center
  • 317 West Main Street, Lexington, SC, 29072
  • Lexington Mortgage Center has been serving the Midlands of South Carolina since 1984. Since our start up as a small company, we have grown to now cover both North and South Carolina. Although we have grown as a company, we still provide that small-town service. Knowledge, Experience
  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.
  • Founders Mortgage
  • 5300 Cureton Ferry Road, Catawba, SC, 29704
  • The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.