In 2025, the FHA loan limit for Lake-Wylie county of York, SC is $356,362 for single-family homes. For properties with two units, the cap is $456,275, for those with three units, it reaches $551,500, and $685,400 for four-unit houses.
The upper limit for conventional loans on a single-family residence is $548,250. Homes with two units can go up to $702,000, three-unit dwellings allow for $848,500, and four-unit buildings have a ceiling of $1,054,500.
Our FHA calculator is ready to help you find today's leading FHA rates and assess the necessary downpayment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other programs. Review options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® processes extensive data from thousands of lenders to compare it effectively with your specific financial situation, delivering personal insights.
For 2025, the Loan Limits Comparison Table in Lake-Wylie county of York, SC, examines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To match qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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