For 2026, the FHA loan limit in York county, York, SC is determined as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
In the realm of conventional loans, the maximum amount available on a single-family residence stands at $726,200. For two-unit dwellings, the limit is $929,850, increasing to $1,123,900 for three units, and reaching $1,396,800 for those with four units.
Our FHA calculator provides insight into today's best FHA rates and facilitates the assessment of necessary downpayment, income requirements, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms alongside those of all other loan programs. Delve into a variety of options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, with an FHA comparison.
Sourcing data from thousands of lenders, Lendersa® swiftly matches your financial profile's specific needs for a tailored loan assessment.
For 2026, the Loan Limits Comparison Table in York county of York, SC presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to further compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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