For the year 2026, the FHA loan limit in Red-Bank county, Lexington, SC stands at $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three units, and $685,400 in the case of four-unit buildings.
Meanwhile, the maximum permissible amount for conventional loans on a single-family home is $548,250. For two-unit homes, it is set at $702,000, for three units at $848,500, and for four units, the limit reaches $1,054,500.
Utilize our FHA calculator to access today’s premier FHA rates and ascertain the downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator offers a thorough comparison of FHA rates and terms with other loan program options. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans to see how they stack up against FHA offerings.
Sourcing data from a multitude of lenders, Lendersa® quickly aligns loan program details with your individualized financial situation and needs.
The Loan Limits Comparison Table for 2026 in Red-Bank county, Lexington, SC allows a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To review qualification requirements such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a full analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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