In the year 2025, the FHA loan limits for Oak-Grove county in Lexington, SC stand at $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit homes, and $685,400 for residences with four units.
The upper borrowing limit for conventional loans on single-family homes is set at $548,250. For duplexes, the limit is $702,000, for triplexes it is $848,500, and for four units, the cap is $1,054,500.
Leverage our FHA calculator to uncover today's top FHA rates and figure out the downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator aids in comparing FHA rates and conditions with all other loan programs' terms. Dive into an array of loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and notably hard money loans, alongside FHA options.
Lendersa® sources information from a vast network of lenders, instantly correlating this data with your specific financial situation and needs.
For 2025, the Loan Limits Comparison Table in Oak-Grove county of Lexington, SC contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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