During 2026, the FHA loan limit in Newberry county of Newberry, SC is $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-units, and $907,900 for buildings with 4 units.
The maximum for conventional loans on single-family houses is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator lets you view today's best FHA rates and calculate the needed downpayment, income, credit, reserves, and documents for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from thousands of lenders and matches it to your financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Newberry county of Newberry, SC, presents maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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