In 2025, the FHA loan limit for Saluda county, Saluda, SC, stands at $472,030 for single-family homes. The limit increases to $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit properties.
The conventional loan maximums on a single-family residence are $726,200, with limits for two-unit homes set at $929,850, for three units at $1,123,900, and for four units at $1,396,800.
Our FHA calculator helps you find today’s top FHA rates and helps in determining the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan program offerings. Delve into and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.
Data from a vast number of lenders is collected by Lendersa®, and comparisons are quickly made to match your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Saluda county, Saluda, SC features comparisons of maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To compare qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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