For 2026, the FHA loan limits within Walhalla county, Oconee, SC, are established at $472,030 for a single-family home. The boundary extends to $604,400 for a duplex, $730,525 for triplex properties, and reaches $907,900 for structures with four units.
The upper limit for conventional loan amounts on single-family homes is $726,200. For 2-unit dwellings, the maximum is $929,850. For 3-units, it extends to $1,123,900, and for 4-units, the ceiling is $1,396,800.
Utilize our FHA calculator to explore today's most favorable FHA rates and calculate the necessary downpayment, qualifying income, credit score, reserves, and the documentation required for eligibility.
The Lendersa® calculator empowers you to evaluate FHA rates and terms alongside other loan program conditions. Discover and contrast the range including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA options.
Lendersa® processes comprehensive loan program data sourced from numerous lenders, performing rapid comparisons against your unparalleled financial profile and precise requirements.
The Loan Limits Comparison Table for 2026 in Walhalla county within Oconee, SC, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For comparing criteria like income, reserves, and credit, rely on Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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