In 2026, the FHA loan limits in Silsbee, within the Hardin county, TX, are set as follows: for a single-family home, it is $472,030; two-unit homes are limited to $604,400; for three-unit homes, the maximum is $730,525; and for four-unit properties, it rises to $907,900.
The peak loan amount for conventional loans on a single-family residence is $726,200. This ceiling rises to $929,850 for two-unit homes, $1,123,900 for residences with three units, and $1,396,800 for properties housing four units.
Utilize our FHA calculator for today’s top FHA rates and to ascertain required downpayment, income, credit, reserves, and qualifications.
The Lendersa® tool allows you to analyze FHA rates & terms alongside those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan data from thousands of lenders and matches it swiftly with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Silsbee, Hardin, TX provides a thorough comparison of maximum loan amounts across various categories: FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualifications such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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