As of 2026, within Liberty county of Dayton, TX, the FHA loan limits are set at $472,030 for single-family residences, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
For conventional loans, the limit for a single-family home is $726,200, for two-unit homes it's $929,850, for buildings with three units it's $1,123,900, and for four-unit structures, the cap is $1,396,800.
Take advantage of our FHA calculator to view today's premium FHA rates and determine necessary downpayment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms against those of other loan programs. Delve into comparisons including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles loan data from a wide range of lenders and quickly matches it to your financial profile and needs.
In 2026, within Dayton, Liberty, TX, the Loan Limits Comparison Table provides insights on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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