During 2026, the FHA loan limit in Cloverleaf, located in the county of Harris, TX, is determined to be $472,030 for a single-family home. For two units, the cap is $604,400; for three-unit homes, it's $730,525; and for a four-unit property, the upper limit is $907,900.
As for conventional loans, the maximum allowable amount for a single-family residence is $726,200. For properties with two units, this extends to $929,850, for three units to $1,123,900, and for those with four units, the ceiling is $1,396,800.
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The Loan Limits Comparison Table for 2026 in the county of Harris, Cloverleaf, TX, delivers a systematic comparison of maximum loan amounts across various types. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money scenarios. To appropriately evaluate qualification criteria such as income, reserves, and credit, engage the use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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