In 2026, the FHA loan limits in the county of Harris, within Galena-Park, TX, are $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum amount for conventional loans on a single-family home is $548,250. For two units, the limit is $702,000, for three units it is $848,500, and for four units it reaches $1,054,500.
Use our FHA calculator to explore current FHA rates and identify the needed downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By accessing loan program data from numerous lenders, Lendersa® compares this information to your unique financial profile within seconds.
For 2026, the Loan Limits Comparison Table in Galena-Park county, Harris, TX, shows maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For in-depth comparisons of qualification needs such as income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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