In the year 2026, the FHA loan limits for properties in Jacinto-City, within the county of Harris, TX, are as follows: for a single-family home, it is $356,362; for two units, it reaches $456,275; for three units, the limit is $551,500; and $685,400 for four-unit properties.
The maximum permissible loan amounts for conventional loans are as follows: $548,250 for a single-family home, $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for those with four units.
With our FHA calculator, you can find the best FHA rates available today and calculate the required downpayment, income qualifications, credit score, reserves, and documentation needed for eligibility.
The Lendersa® tool facilitates the comparison of FHA rates and terms with those from a multitude of other loan programs. Assess and weigh options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA loans.
By accessing a large database of lenders, Lendersa® efficiently compiles and analyzes this information to match it with your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Jacinto-City, Harris, TX generates a detailed comparison of maximum loan values among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification needs such as income, reserves, and credit score, utilize the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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