In 2026, the FHA loan limits in Flower-Mound county of Denton, TX are as follows: $411,700 for a single-family home, $527,050 for homes with 2-units, $637,050 for those with 3-units, and $791,750 for 4-unit residences.
For conventional loans, the highest amount available is $548,250 for single-family homes, $702,000 for 2-unit dwellings, $848,500 for 3-unit houses, and $1,054,500 if there are 4-units.
Utilize our FHA calculator to access the best current FHA rates, while determining necessary downpayment, income levels, credit scores, reserves, and documentation to qualify effectively.
The Lendersa® calculator is your tool for comparing FHA rates and terms against other loan programs. You have the opportunity to explore and contrast options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with the FHA.
Lendersa® collects loan program information from multiple lenders and efficiently compares it with your financial profile in a matter of seconds.
The 2026 Loan Limits Comparison Table for Flower-Mound county, within Denton, TX, allows you to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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