For 2026, the FHA loan limit in Highland-Village, within the boundaries of Denton county, TX, is set at $411,700 for a single-family residence, $527,050 for two-unit dwellings, $637,050 for three units, and $791,750 for properties containing four units.
The cap for conventional loans on a single-family residence is $548,250. For duplexes, it stands at $702,000, increases to $848,500 for triplexes, and reaches $1,054,500 for four-unit buildings.
Utilize our FHA calculator to determine today’s optimal FHA rates and to calculate required downpayments, evaluate income, credit, reserves, and gather the necessary documents to qualify.
The Lendersa® calculator facilitates a comparison between FHA loan rates and terms and those of all other loan programs. Delve into comparisons involving FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan program data from numerous lenders, providing a fast comparison tailored to your personal financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in Highland-Village, in Denton, TX, offers a side-by-side comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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