As of 2026, the FHA loan limits in Roanoke, within Denton, TX, are $531,300 for a single-family home, $680,150 for two units, $822,150 for three units, and $1,021,750 for four units.
The highest conventional loan amounts for a single-family residence are $726,200. Two-unit properties are capped at $929,850, three units at $1,123,900, and four units at $1,396,800.
Check today’s best FHA rates using our FHA calculator and assess the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Accessing data from thousands of lenders, Lendersa® quickly aligns this information with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Roanoke, Denton, TX, details maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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