In 2026, the FHA loan limits for Trophy-Club County in Denton, TX, are set as follows: $411,700 for a single-family home, $527,050 for duplexes, $637,050 for triplexes, and $791,750 for four-unit properties.
The maximum allowable amount for conventional loans on single-family residences is $548,250, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit homes.
To find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and required documentation to qualify, make use of our FHA calculator.
The Lendersa® calculator enables you to contrast the rates and terms of FHA loans with those of other mortgage programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive data from numerous lenders, delivering quick, tailored comparisons to fit your financial circumstances and needs.
Within Trophy-Club County of Denton, TX, the Loan Limits Comparison Table for 2026 highlights maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. For assessing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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