In 2026, the FHA loan limits for properties in Bridge-City county, part of Orange, TX, are set at $356,362 for single-family homes, $456,275 for two-unit dwellings, $551,500 for three-unit homes, and $685,400 for four-unit structures.
The cap for conventional loans on single-family residences is $548,250. For two-unit homes, it is $702,000, for three-unit properties it stands at $848,500, and for four-unit dwellings, the limit is $1,054,500.
Utilize our FHA calculator to explore today’s optimal FHA rates, determining necessary down payments and finding out about income, credit scores, reserves, and documentation required to qualify.
The Lendersa® calculator allows a direct comparison between FHA rates and terms against those from other loan programs. Review and analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates a comprehensive set of loan program data from thousands of lenders, swiftly matching it to your distinct financial conditions and necessities.
The Loan Limits Comparison Table for 2026 in Bridge-City, Orange, TX, allows for the examination of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit levels, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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