For 2026, FHA loan limits in Highland-Park, located in the county of Dallas, TX, are $411,700 for a single-family home, $527,050 for two-unit properties, $637,050 for three-unit homes, and $791,750 for four-unit residences.
The highest permissible loan amounts for conventional loans on single-family homes are $548,250. For two-unit homes, they rise to $702,000; for three-unit homes, they climb to $848,500; and for properties with four units, the cap is $1,054,500.
Using our FHA calculator, you can explore today’s leading FHA rates and calculate the necessary downpayment, income requirements, credit score, reserves, and documentation for qualification.
The Lendersa® tool is designed for comparing FHA rates with terms from different loan programs. You can explore various loan types including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® assembles substantial data from numerous lenders, quickly matching it against your financial profile and specific needs.
Using the Loan Limits Comparison Table for 2026 in Highland-Park, Dallas, TX, you can compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For qualifying criteria such as income, reserves, and credit analysis, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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