In 2026, the FHA loan limit in Port-Arthur county, part of Jefferson, TX, is determined as $356,362 for a home with a single-family. For those with 2-units, the limit is set at $456,275, while 3-units have a cap of $551,500, and for 4-units, it increases to $685,400.
In terms of conventional loans, the maximum loan amount for a single-family home is $548,250. For homes with two units, the ceiling is $702,000, whereas 3-units are set at $848,500. Finally, for 4-unit properties, the limit is $1,054,500.
To quickly discover today's top FHA rates, use our FHA calculator. It will also help compute the needed down payment, income levels, credit score, reserves, and documents required for eligibility.
The Lendersa® calculator is designed to allow comparisons between FHA rates and those of various other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with a focus on FHA products.
Lendersa® gathers comprehensive loan program data from countless lenders and swiftly contrasts it with your unique financial needs and profile.
For 2026, examine the Loan Limits Comparison Table in Port-Arthur county, Jefferson, TX, which evaluates the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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