In 2026, the FHA loan limit in the county of Collin, Prosper, TX, is $531,300 for a single-family home. For two-unit homes, it is $680,150, for three units, $822,150, and for four units, it is $1,021,750.
The highest loan amount for conventional loans on single-family homes is $726,200. For two-unit properties, it's $929,850, for three units it's $1,123,900, and for four units, $1,396,800.
Use our FHA calculator to find the top FHA rates currently available, assessing down payments, income, credit, reserves, and needed documents for qualification.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders and quickly matches it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Prosper county of Collin, TX, compares FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare necessary qualifications, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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