2023 FHA (Government Loans) Limits for Frisco, Collin County, Texas

In 2025, FHA loan limit in Frisco county of Collin, Texas is $531,300 for a single-family home, $680,150 for 2-units, $822,150 for 3-units, and $1,021,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Frisco county of Collin, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Frisco county of Collin, TX

SFR 2 Units 3 Units 4 Units
FHA $531,300 $680,150 $822,150 $1,021,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $360,600 $360,600 $360,600 $360,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Westate Mortgage & Realty LLC
  • 1404 Olympus Drive, Austin, TX, 78733
  • At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Loans By Tera
  • 1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
  • We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
  • Sente Mortgage
  • 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746
  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
  • Austin Capital Mortgagae
  • 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746
  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.
  • Mission Mortgage of Texas, Inc
  • 901 S. Mopac Expwy., Austin, TX, 78746
  • Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.
  • Barton Creek Lending Group LLC
  • 6011 Cape Coral Drive Austin, Austin, TX, 78746
  • BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.
  • Texas Real Estate Finance, LLC
  • 111 Congress Avenue, Suite 500, Austin, TX, 78701
  • Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space. What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
  • Adelo Mortgage
  • 904 West Ave, Suite 150, Austin, TX, 78701
  • Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.
  • Windsor Loans, Inc.
  • 1411 West Avenue, Suite 200, Austin, TX, 78701
  • At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options