In the year 2026, the FHA loan limit within Paloma-Creek-South county, part of Denton, TX, stands at $411,700 for a single-family home, $527,050 for duplexes, $637,050 for triplexes, and $791,750 for properties with four units.
The cap for conventional loans on a single-family residence is $548,250, and it is $702,000 for two-unit structures, $848,500 for three-unit properties, and $1,054,500 for four-unit dwellings.
Turn to our FHA calculator to view today’s premier FHA rates and determine the down payment, income, credit, reserves, and paperwork required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those of all other loan programs. Delve into, and compare, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with the FHA offerings.
Lendersa® compiles loan program data from a vast array of lenders, matching it quickly with your financial details.
The Loan Limits Comparison Table for 2026 in Paloma-Creek-South, within Denton, TX, provides a side-by-side view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate eligibility criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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