In the year 2025, the FHA loan limit applicable in Little-Elm county within Denton, TX, is $411,700 for a single-family home. For properties featuring 2-units, the limit stands at $527,050; for those with 3-units, it is $637,050; and the cap for 4-unit residences is $791,750.
The maximum amount allowable for conventional loans on a single-family residence is $548,250. For homes with two units, it is $702,000; for three units, the limit is $848,500; and for four-unit properties, it stands at $1,054,500.
Utilize our FHA calculator to find today's most attractive FHA rates and to precisely determine your downpayment, income requirements, credit eligibility, reserves, and the necessary documentation to qualify.
Review loan offers from a diverse network of 100 different lenders
The Lendersa® calculator helps you contrast FHA rates and terms with other loan program options. This includes evaluating offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, along with FHA options.
Lendersa® efficiently collects data from a multitude of lenders and integrates this information rapidly to compare against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Little-Elm county, located in Denton, TX, provides insight into comparing maximum loan amounts across various categories such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserve levels, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
