As of 2026, the FHA loan limit for The-Colony county in Denton, TX, is $411,700 for a single-family home, $527,050 for 2-unit properties, $637,050 for 3-units, and $791,750 for those with 4-units.
For conventional loans, the maximum applicable to a single-family residence is $548,250. Two-units have a cap of $702,000, three-units are $848,500, and four-units $1,054,500.
Use our FHA calculator to find today’s top FHA rates, and determine required downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator assists in comparing FHA rates and terms with those from other programs. You can explore and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from thousands of lenders, quickly comparing it with your financial profile and needs.
For 2026 in The-Colony county, Denton, TX, the Loan Limits Comparison Table provides an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification essentials like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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