In 2026, the FHA loan limits within San-Benito county of Cameron, TX, are defined as follows: for a single-family home, it is $356,362. For properties with two units, the limit is $456,275; for three-unit homes, it reaches $551,500; and for four-unit buildings, the maximum allowable is $685,400.
As for conventional loans, the cap for a single-family residence is set at $548,250. The limit for two-unit properties stands at $702,000, for three-units it's $848,500, and for four-units, it stretches to $1,054,500.
Our FHA calculator is an excellent tool to explore today's competitive FHA rates and plan accordingly. It helps determine necessary factors like down payments, income, credit, reserves, and the documents required to qualify.
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The Lendersa® calculator provides valuable insights, enabling you to compare FHA rates and terms with those of other loan programs. You can evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® swiftly captures loan data from various lenders and aligns it with your unique financial profile and needs, offering quick and efficient comparisons.
For 2026, the Loan Limits Comparison Table within San-Benito county of Cameron, TX, provides a comprehensive view of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements—such as income, reserves, and credit score—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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