For 2026, the FHA loan limits in West-Point county, King William, VA, are set at $535,900 for a single-family home. For two-unit residences, it's $686,050; for three units, the limit is $829,250, and for four units, the ceiling is $1,030,600.
The conventional loan maximums stand at $548,250 for a single-family residence, extending to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to access today's top FHA rates and determine necessary downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, compare FHA rates and terms against those from various loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, alongside FHA.
Lendersa® rapidly pulls data from thousands of lenders, matching it against your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in West-Point, within King William, VA, provides a comprehensive view of maximum loan amounts between FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $535,900 | $686,050 | $829,250 | $1,030,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $428,720 | $428,720 | $428,720 | $428,720 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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