In 2025, the FHA loan limit in Colchester, within Chittenden County, VT, is set at $492,200 for a single-family home, $630,100 for two-unit properties, $761,650 for three units, and $946,550 for four units.
Conventional loans have maximum limits of $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to check current FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against other loan types like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers extensive loan data from thousands of lenders and provides rapid comparison with your unique financial profile.
The Loan Limits Comparison Table for 2025 in Colchester, Chittenden, VT, details maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for assessing qualifications related to income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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