In 2026, the FHA loan limits for South-Burlington in Chittenden, VT, are $379,500 for a single-family home, $485,800 for two units, $587,250 for three units, and $729,800 for four units.
The maximum amounts for conventional loans are $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find the best FHA rates today, determining the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator compares FHA rates and terms with those of other loans, including conventional, jumbo, VA, USDA, non-QM, and hard money programs.
Lendersa® quickly assembles data from thousands of lenders to match it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in South-Burlington, within Chittenden, VT, provides maximums for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money loans. For evaluation of qualifications like income, reserves, and credit, utilize the Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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