For the year 2026, the FHA loan limits in Winooski, part of Chittenden County in VT, are as follows: $492,200 for single-family homes, $630,100 for two-unit properties, $761,650 for three-unit residences, and $946,550 for properties with four units.
Conventional loan maximums reach $726,200 for a single-family home, $929,850 for two-unit dwellings, $1,123,900 for triplexes, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to check today’s leading FHA rates and determine the necessary downpayment, income, credit position, reserves, and documents required to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan types, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® swiftly compiles data from thousands of lenders, offering quick comparisons tailored to your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Winooski, within Chittenden, VT, shows maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review required qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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